Biren Padaliya

WHAT READERS ARE SAYING ABOUT FINANCIAL WELLNESS BLUEPRINT Mr Nilesh Shah Group President & Managing Director ~ Kotak Mahindra Asset Management Company Limited "In a world full of financial noise and complexity, this book by Biren Padaliya serves as a practical, trustworthy guide for salaried Individuals. With his years of experience and real-world insights, Biren helps readers moye from confusion to clarity—empowering them to make smarter financial choices, one step at a time. A valuable read for anyone seoking financial confidence and peace of mind.” Mr Prashant Kakkad Zonal Head - North India, Part of Gujarat & International Business - NJ India Invest Pvt lta. "Biren Padaliya’s book is a powerful read because it is rooted jn his personal journey from a lower-middle-class family to a Cortified Financial Planner. He shares how his own financial struggles and career setbacks shaped him into the professional he is today, The author's credibility, built on 22 years of Industry experience and c mission to help people oyercome financial insecurity, makes the advice fee! authentic and trustworthy. This book is not just about money; it is about making informed choices for a better future” Mr Vijai Mantri Co-founder and Chief Investment Strategist —JRL MONEY "This book is ¢ thoughtful companion for professionals navigating financial decisions. Biren brings empathy, structure, and simplicity to a complex subject. His guidance Is rooted in real-life challenges faced by salaried eamers. It encourages readers to take control with confidence and purpose. A meaningful read for those aiming to achieve financial well-being,” ISBN 97881 19401994 90000 9 17881 191401994